This article examines changes that have occurred in basic American business finance
textbooks over time, identifies textbooks that were influential and innovative, and analyzes …

The reciprocal insurance exchange is a comparative newcomer to the insurance industry
and represents a marked departure from the structure and operating methods of older …

… 3 Norgaard & Rothstein 17 have examined yields from holding periods of 6 months to 18
months using spectral analysis. Their results tend to confirm some of the patterns shown here. …

THE rapid pace at which property and liability insurance companies were pursued and
acquired by conglomerates during 1968 has temporarily abated as conglomerates have lost …

The use of statistical model building and stimulation has great potential in the area of
insurance company portfolio management. These tools enable the insurance executive to …

This article has described a technique for evaluating intercorporate performance using risk,
return, and trend. By regressing risk and trend on return for a large number of companies, an …

The purpose of this article is to demonstrate the effects of regulatory lag on consumers and
investors. The article suggests that regulatory lag induces inefficient behavior on the part of …

Few business firms have developed an integrated system for evaluating their potential
investments. Generally, decision-makers have preferred to use judgement while assuming that …

NORGAARD, Richard Lima, 1930– Page 1 This dissertation has been 63-4325 microfilmed
exactly as received NORGAARD, Richard Lima, 1930– RECIPROCALS: A STUDY OF THE …

The concept of a Net Zero Energy Building (Net ZEB) encompasses two options of supplying
renewable energy, which can offset energy use of a building, in particular on-site or off-site …