@article {Bernstein3, editor = {Bernstein, Peter L.}, title = {{\textquotedblleft}Off{\textquotedblright} the Average}, volume = {24}, number = {1}, pages = {3--3}, year = {1997}, doi = {10.3905/jpm.1997.3}, publisher = {Institutional Investor Journals Umbrella}, issn = {0095-4918}, URL = {https://jpm.pm-research.com/content/24/1/3}, eprint = {https://jpm.pm-research.com/content/24/1/3.full.pdf}, journal = {The Journal of Portfolio Management} }