PT - JOURNAL ARTICLE AU - Joanne M. Hill AU - Anshuman Jain AU - Robert A.. Wood, Jr TI - Insurance AID - 10.3905/jpm.1988.409136 DP - 1988 Jan 31 TA - The Journal of Portfolio Management PG - 23--29 VI - 14 IP - 2 4099 - https://pm-research.com/content/14/2/23.short 4100 - https://pm-research.com/content/14/2/23.full